{"product_id":"2027-family-budget","title":"2027 Family Budget Spreadsheet","description":"\u003cp\u003eA calm, beautiful budget for the whole family, built for Google Sheets and Excel. Type your numbers once on the Setup tab and everything else fills itself in: twelve monthly budgets, a year-long dashboard, bills, groceries, kids' costs, sinking funds, savings goals and debt.\u003c\/p\u003e\u003ch3\u003eWHAT'S INCLUDED · 21 TABS\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eStart Here: simple instructions\u003c\/li\u003e\n\u003cli\u003eDashboard: money in, bills, spending, saved, debt paid and what's left over, month by month and by category, with progress bars\u003c\/li\u003e\n\u003cli\u003eSetup: income, family members, bills with due dates, spending categories and sinking funds\u003c\/li\u003e\n\u003cli\u003e12 monthly tabs: income planned vs actual, bills with paid ticks, everyday spending by category, sinking funds, savings goals, debt payments, and a spending log with category and \"who it was for\" dropdowns\u003c\/li\u003e\n\u003cli\u003eBill Calendar: every due date of the year, green when paid, rose when overdue\u003c\/li\u003e\n\u003cli\u003eGroceries: budget vs actual, week by week, filled in from your spending log\u003c\/li\u003e\n\u003cli\u003eKids \u0026amp; Family: costs per person and category, month by month\u003c\/li\u003e\n\u003cli\u003eSinking Funds: Christmas, birthdays, back to school, car repairs, trips and more, with balances\u003c\/li\u003e\n\u003cli\u003eSavings Goals: progress bars and how much is needed each month\u003c\/li\u003e\n\u003cli\u003eDebt Tracker: running balances, plus snowball (smallest balance first) and avalanche (highest rate first) order\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003ePLUS\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eA DEMO workbook filled with a sample family's year, so you can see every tab working before you start\u003c\/li\u003e\n\u003cli\u003eA 2-page quick-start guide (US Letter + A4)\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eTESTED\u003c\/h3\u003e\u003cp\u003eEvery formula was checked in Excel with a full year of sample data: 4,800+ formulas, zero errors, and every total matches an independent calculation.\u003c\/p\u003e\u003ch3\u003eHOW IT WORKS\u003c\/h3\u003e\u003cp\u003eGoogle Sheets: upload the .xlsx to Google Drive, open it and choose File › Save as Google Sheets. Excel: open it in Excel 2016 or newer, Excel for Mac or Excel online. Amounts are plain numbers, so it works in any currency.\u003c\/p\u003e\u003ch3\u003ePLEASE KNOW\u003c\/h3\u003e\u003cp\u003eThis spreadsheet is a tool for tracking your own numbers. It is not financial advice. Debt balances are simple running totals and don't include interest.\u003c\/p\u003e\u003ch3\u003ePLEASE NOTE\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eThis is an instant digital download. Nothing will be shipped.\u003c\/li\u003e\n\u003cli\u003eYou need a free Google account (for Sheets) or Microsoft Excel. Apple Numbers can open the file, but Excel or Sheets is recommended.\u003c\/li\u003e\n\u003cli\u003eFor personal use only. Please don't resell or share the files.\u003c\/li\u003e\n\u003cli\u003eColors can look a little different depending on your screen and printer.\u003c\/li\u003e\n\u003cli\u003eDesigned by Rooted \u0026amp; Refined with help from digital tools. Editorial concept images were created with digital tools.\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003ePair it with the 2027 Family Planner, which has a simple monthly budget page for each month, or save with the 2027 Family Organizer bundle.\u003c\/p\u003e","brand":"Rooted \u0026 Refined","offers":[{"title":"Default Title","offer_id":67855733915944,"sku":"RR-2027-FAMILY-BUDGET","price":14.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1011\/8860\/0104\/files\/01_f0dea76c-748e-4fc8-b473-6fdb95470ce2.jpg?v=1792197953","url":"https:\/\/rootedrefinedcollection.com\/products\/2027-family-budget","provider":"Rooted \u0026 Refined","version":"1.0","type":"link"}